Get up to $500 cash back
Get My Cash Back →Refinance your auto loan with Freedom Credit Union and we'll deposit 1% of your loan balance — up to $500 — straight into your account. Lower rate. Lower payment. Cash in hand.
Your info is secure. No SSN needed for your estimate. A local Freedom Advisor from Provo or Springville will reach out to walk you through next steps.
Same car. Same driveway. A loan that finally fits where you live.
We deposit 1% of your refinanced balance — up to $500 — into your Freedom account within 30 days. A $25,000 loan earns you $250. A $50,000 loan earns the full $500. Your welcome-home gift, in real dollars.
Most members who refinance with Freedom drop their rate, their payment, or both. Same vehicle, same routine — fewer dollars going to interest each month.
Your loan stays in Utah County. When you have a question, you call Provo or Springville — not a 1-800 queue. That's the difference a member-owned credit union makes.
Your homecoming isn't just a feeling. Here's what it looks like in your account.
Deposited into your Freedom account within 30 days of funding.
A $35,000 refinance could save you $720 or more in finance charges, plus $350 in cash. That's over $1,000 back in your pocket — for keeping the same car you already love.
A local family brought a $25,000 loan home from a dealership lender. They earned $250 in cash back and dropped their rate — keeping about $60 a month and the same SUV in the driveway.
One driver brought a $35,000 loan home eight months after his original purchase. Cash back: $350. New monthly payment: about $65 lower. Same truck. Different lender.
"This was the quickest & easiest loan I have ever done. The rate was lower than anywhere else."Travis R. — Freedom CU Member
"They made the auto loan process quick and easy. I'm very impressed with the personal touches that made me feel like a person instead of a number."Timothy W. — Freedom CU Member
"We found the car we wanted on a Saturday morning. Well Ken was there and about an hour later we were driving our new car home. Thanks for taking care of us, even on the weekend."Gregory W. — Freedom CU Member
Enter your payment and loan info in 60 seconds. We'll show your 1% cash back and estimated new monthly payment instantly. No SSN needed.
A local Freedom Member Advisor from Provo or Springville reaches out to confirm your numbers. No call centers. No sales scripts.
We coordinate the payoff, the title, and all the paperwork. You sign once. Your cash back lands within 30 days.
See your cash back and savings first. Your SSN is only needed if you decide to move forward.
You'll hear from a Freedom Member Advisor in Provo or Springville. Not a chatbot. Not a queue.
No application fees. No closing costs. And your 1% cash back is paid within 30 days of funding.
60 seconds. No SSN. See your 1% cash back and your estimated new monthly payment — and let a local Freedom Advisor walk you home.
No SSN needed to see your estimate. A local Freedom Advisor will follow up to walk you through next steps.