$110/mo — See yours.
Check My Savings →Our 60-Second Freedom Check reveals exactly how much you're overpaying on dealership financing — and how easily we can fix it.
Your info is secure. No SSN needed. A local officer calls within 1 business hour.
Keep the car you love. Ditch the loan you don't.
No SSN. No hard credit pull. Just 4 fields to see exactly how much the dealership "convenience" costs you every single month.
No "Tyler from Auto-Save" robocalls. Within one hour, a local Freedom loan officer from Provo or Springville calls to confirm your savings.
Freedom handles the payoff, paperwork, and title transfer. You sign once and start saving with your very next payment.
Dealerships make their profit on the back end. If you felt pressured in the F&I office, you likely overpaid — sometimes 2-4% above what you actually qualified for.
There's no expiration date on fixing a bad deal. Most of our members come 6-18 months after buying. The car doesn't change — just who holds the loan and what you pay.
You'll hear from one person — a local Freedom loan officer. No call centers. No sales scripts. No robocalls. Just a neighbor who knows your name.
Freedom Credit Union has helped 3,800+ Utah County neighbors reclaim their monthly budget with a simple, no-fee refinance that puts the power back in your hands.
Check My Savings →That's a vacation, a repair fund, or extra groceries — wasted on interest you don't owe. Your Freedom Check takes 60 seconds. The savings start with your very next payment.
"This was the quickest & easiest loan I have ever done. The rate was lower than anywhere else."Travis R. — Freedom CU Member
"They made the auto loan process quick and easy. I'm very impressed with the personal touches that made me feel like a person instead of a number."Timothy W. — Freedom CU Member
"We found the car we wanted on a Saturday morning. Well Ken was there and about an hour later we were driving our new car home. Thanks for taking care of us, even on the weekend."Gregory W. — Freedom CU Member
Enter your payment & loan info in 60 seconds. No SSN. No hard credit pull.
See your estimated monthly savings instantly on your screen.
A local officer calls within 1 hour and handles 100% of the paperwork.
See your savings before we touch your credit. You decide when to proceed.
A real person from Provo or Springville. Not a chatbot. Not a queue.
No origination fees. No closing costs. No hidden charges. Ever.
60 seconds. No SSN. No obligation. Just the truth about what that dealership "deal" is really costing you.
No SSN needed. A local Freedom officer will call within 1 business hour.